Black Brick Capital
Solutions
Helping you get the most out of your business, today and in the future, is our goal. We provide a complete range of solutions that focus on three areas of special concern to businesses and business owners.
BUILD
The Build solution series delivers the Employee Benefit and Savings plans that are foundational elements for supporting and retaining employees and attracting new team members. We work with you to design and implement a specialized and tailored program for your business delivering immediate value and long-term flexibility.
PROTECT
Our Protect solution series is focused on ensuring that you get the maximum value and impact from your plan by regularly reviewing and adapting the plan to meet your companies evolving needs. The series includes a value-added element where we provide regular access to a certified HR professional to discuss strategic and practical HR topics.
THRIVE
With the foundational elements secure, our third set of solutions is focused on financial planning for both company owners and employees. We call this the Thrive series. We work with you to define a clear wealth blueprint for the future, ensuring financial security for owners, employees and their families.
Build
Employee Engagement and Supporting Growth
The Build solution series delivers the Employee Benefit and Savings plans that are foundational elements for supporting and retaining current employees and attracting new team members. Following our simple three step process, we work with you to design a specialized and tailored program for your business delivering immediate value and long-term performance and flexibility.
Our programs are designed using a wide range of leading providers, including many of the most recognized companies in the industry. This independence allows us to tailor the plan to your specific needs, while providing choice and flexibility both initially and as your needs change.
Protect
MANAGING CHANGE AND OPTIMIZING VALUE
Our Protect solution series is focused on ensuring that you get the maximum value and impact from your plan by regularly reviewing and adapting the plan to meet your companies evolving needs. The series includes a value-added element where we provide regular access to a certified HR professional to discuss strategic and practical HR topics to maximize ongoing employee engagement.
Our Client Service model is built around regular, active engagement, starting with the introduction of the plan, where we work with you on-site or virtually to support program enrolment and provide employee education sessions.
Following the introduction, our service model includes:
- Quarterly updates, including industry news, ideas, books and other value-added tools and information
- Plan related problem solving for you and your employees
- Ongoing plan performance updates, including suggestions to address changing or emerging needs
- Regular benchmarking of your plan
As our investment in an ongoing long-term partnership with your company, we provide quarterly access to a certified HR professional to discuss strategic and practical HR topics to maximize ongoing employee engagement.
Introducing Marcella Kowalchuk
Marcella is a Human Resources Leadership Consultant with over 15 years of experience providing strategic and operational advice to her clients. She works with leaders and entrepreneurs in the public, private and non-profit sectors. She is an advocate for diversity equity and inclusion and is committed to fostering environments where individuals feel safe, welcomed and encouraged to contribute their best.
Her expertise also includes the ability to address complex workplace dynamics through effective listening, insightful questioning and the application of employment legislation. She works with her clients to learn about their specific challenges and opportunities and shares her knowledge in all areas of human resources including, performance management, workplace accommodations, talent acquisition, union/labour relations, employee rights, health and safety and workplace investigations.
As a member of the Human Resources Professional Association (HRPA) she holds the designation of a Certified Human Resources Leader (CHRL) along with a Certificate in Human Resources Management.
Find more on Marcella at her website, Marcella Kowalchuk Consulting.
Thrive
FINANCIAL SECURITY AND WEALTH MANAGEMENT
With the foundational elements secure, our third set of solutions is focused on financial planning for both the company owners and employees. We call this the Thrive series. We work with you to define a clear wealth blueprint for the future, ensuring financial security for owners, employees and their families.
Getting the most out of your business, today and in the future is what the Business Owner Wealth Blueprint is all about. It is a complete business and estate planning service that deals with three key areas of special concern to business owners.
You’ve worked hard to build your business to this level of success. The Wealth Blueprint will ensure the maximum benefit for you, your family, and your business; no matter what the future may bring.
1. Estate Planning. It takes years to build up a successful business and personal net worth. Estate planning will help preserve this wealth and provide the necessary liquidity to satisfy taxes and other debts arising at death. You’ll also ensure your family’s security and direct the distribution of your estate.
2. Retirement Planning. Most business owners today recognize the problem of relying solely on their business to support their retirement objectives. Planning now will ensure your financial security at retirement without dependence on the business.
3. Business Continuity Planning. The death of an owner or a key employee can have a serious impact on the business to continue successfully. Protection for business loans and key personnel as well as plans for an effective transfer of ownership can help eliminate this concern.
You work hard to provide for yourself and your family. Defining and implementing formal financial plans will help you meet or exceed your goals as you move through every stage of your personal and family life. The Blueprint addresses three critical areas, mapping out an optimum strategy that encompasses all the appropriate options.
1. Personal Retirement and Tax Planning
- Registered retirement savings plans (RRSPs) and LIRAs
- Registered education savings plans (RESPs)
- Non-RRSP savings/investment plans, including Tax Free Savings Accounts (TFSAs)
2. Annuity Options
- Registered retirement income funds, RRIFs, LIFs and LRIFs
- Retirement planning
3. Personal Options and Considerations
- Family protection
- Investment planning
- Education funding
- Disability income
- Life insurance
Mike Stapleton knows his field. He is always well prepared and very personable. Mike goes out of his way to make his clients feel they are very special.
Terry Barkel
Petro Plastics
